Check Your Out-of-Network Therapy Benefits

Can I Use My Insurance at Grace Psychological Services?

We do not participate as an in-network provider with insurance companies. Clients pay for services directly, but many insurance plans offer out-of-network mental health benefits that may reimburse a portion of the cost.

The checker above can help you quickly see whether your plan includes out-of-network coverage, your deductible, and an estimate of possible reimbursement.

Why Choose a Private-Pay Therapist?

Private-pay therapy gives you more freedom to choose the therapist and treatment that are right for you.

Faster access to care.

You may be able to get started sooner rather than waiting for an available therapist within your insurance network.

Choose your own therapist.

Pick a therapist based on experience, personality, values, and expertise instead of simply who accepts your insurance.

Treatment designed around you.

Treatment decisions can focus on what is most helpful for you rather than being driven by insurance billing requirements.

More privacy.

Paying privately can reduce how much information is shared with an insurance company unless you choose to seek reimbursement.

More therapist availability.

Private-pay clinicians may have more flexibility with their caseloads, allowing them to devote more time and attention to the clients they serve.

Continuity of care.

If your employer or insurance plan changes, you do not have to change therapists just because your insurance network changed.

Greater access to specialized care.

You can choose a clinician with specific training in areas such as marriage counseling, Christian counseling, trauma and PTSD, OCD, anxiety, EMDR, or psychological testing.

If your insurance includes out-of-network benefits, you may be able to receive reimbursement while still keeping many of the advantages of private-pay therapy.

How Out-of-Network Benefits Work

1. Check your benefits. Enter your insurance information in the checker above.
2. Review your estimate. See whether your plan may cover out-of-network therapy and approximately how much you could be reimbursed.
3. Schedule your appointment. You pay Grace Psychological Services directly at the time of service.
4. Request reimbursement. Your insurance company determines your final reimbursement based on your individual plan.

Ready to Get Started?

Have questions about your out-of-network benefits or want to get started with one of our licensed therapists? Call or text Grace Psychological Services today at (502) 203-0838. Our team can answer your questions and help you find the therapist who may be the best fit for your needs.